Terms of Use
Evolution Financial Planning
Last updated: 8 October 2026
Welcome to Evolution Financial Planning.
We believe financial planning should be clear, practical and focused on helping people make informed decisions about their financial future.
These Terms of Use explain the conditions that apply when you visit and use our website, www.evolutionfinancial.com.au.
By accessing or using this website, you agree to these terms. If you do not agree, please discontinue using the website.
1. About Evolution Financial Planning
Evolution Financial Planning is an Australian financial planning business providing financial advice and wealth management services.
Our services are designed to assist individuals, families, business owners and professionals with financial planning, wealth creation, retirement planning, investment strategies, superannuation, personal risk management and estate planning considerations.
Details of our legal entity, Australian Financial Services Licence arrangements, authorised representatives and financial services are provided in our Financial Services Guide or other applicable regulatory disclosures.
2. General Information and Financial Advice
The information published on this website is provided for general information and educational purposes.
Unless expressly identified otherwise, the content does not take into account your personal objectives, financial situation or needs.
Where website content constitutes general financial product advice, you should consider whether that advice is appropriate for your circumstances before acting on it.
Before making decisions involving financial products, investments, superannuation or retirement strategies, we encourage you to obtain personal financial advice that considers your individual circumstances.
Where relevant, you should obtain and consider the applicable Product Disclosure Statement and Target Market Determination before deciding whether to acquire or continue holding a financial product.
Reading our website or contacting us does not, by itself, establish a financial adviser–client relationship.
3. Accuracy of Information
We make reasonable efforts to ensure the information on our website is accurate, relevant and current when published.
However, financial markets, legislation, taxation rules, superannuation regulations and government policies can change.
Information may become outdated, incomplete or unsuitable for your circumstances.
We do not guarantee that all website information will remain accurate, complete or current at all times.
You should independently verify important information and seek appropriate professional advice before making financial decisions.
4. Investment Information and Risks
Investing involves risk.
The value of investments may rise or fall, investment income may fluctuate, and you may receive less than the amount originally invested.
Past performance is not a reliable indicator of future performance.
Any examples, projections, illustrations, case studies or investment scenarios appearing on this website are provided for explanatory purposes unless expressly stated otherwise.
They should not be interpreted as guarantees of investment returns, retirement outcomes, taxation savings or future financial performance.
Actual outcomes depend on individual circumstances, market conditions, legislation and other factors.
5. Taxation, Superannuation and Estate Planning Information
Our website may contain information about taxation strategies, superannuation contributions, retirement income, succession planning and estate planning considerations.
This information is general in nature and should not be relied upon as a substitute for advice tailored to your circumstances.
Taxation outcomes depend on individual circumstances and the legislation applicable at the relevant time.
Evolution Financial Planning may work collaboratively with your accountant, solicitor and other professional advisers to help coordinate your broader financial affairs.
Where specialist taxation or legal advice is required, you should consult an appropriately qualified professional.
6. Our Financial Planning Services
Information about our services is provided to help visitors understand how Evolution Financial Planning may be able to assist them.
Descriptions of our services do not constitute an offer or commitment to provide financial advice to every website visitor.
Before commencing a professional relationship, we may need to determine whether our services are appropriate for your circumstances and whether we can reasonably meet your needs.
Any formal financial advice engagement will be subject to separate documentation, applicable disclosures and agreed fees.
If there is any inconsistency between these website terms and a formal client agreement, the applicable client agreement will govern the professional services covered by that agreement, subject to Australian law.
7. Appointment Bookings and Enquiries
Our website may allow visitors to submit enquiries, request information or book introductory meetings.
Submitting an enquiry or booking a meeting does not automatically establish a professional adviser–client relationship.
An introductory meeting provides an opportunity to discuss your circumstances, understand your objectives and consider whether our services may be suitable.
Unless expressly agreed otherwise, introductory meetings do not include the preparation or provision of personal financial advice.
We may contact you using the details you provide in connection with your enquiry or appointment.
We reserve the right to decline, reschedule or cancel appointment requests where reasonably necessary.
8. Privacy and Personal Information
We respect the privacy of visitors and clients.
Personal information collected through our website is handled in accordance with our Privacy Policy and applicable Australian privacy legislation, including the Privacy Act 1988 (Cth).
Information may be collected when you submit an enquiry, book an appointment, subscribe to communications or otherwise interact with our website.
Please refer to our Privacy Policy for information about how personal information is collected, used, stored, disclosed and protected, and how you can access or correct your information or raise a privacy concern.
We encourage visitors not to submit sensitive financial information through general website enquiry forms unless specifically requested through an appropriate secure process.
9. Electronic Communications
By contacting us electronically, you acknowledge that communications over the internet may involve security and delivery risks.
Although we take reasonable steps to protect communications and information, no internet-based communication system can be guaranteed to be completely secure.
We recommend using approved secure communication methods when exchanging sensitive financial or personal information.
Where you subscribe to our newsletters or marketing communications, you may unsubscribe using the instructions provided in those communications.
We will manage electronic marketing communications in accordance with applicable Australian law.
10. Intellectual Property
Unless otherwise stated, the content on this website, including text, articles, graphics, videos, branding, logos, designs and other materials, is owned by or licensed to Evolution Financial Planning.
This material is protected by applicable intellectual property laws.
You may view, download or print website content for personal, non-commercial use, provided you do not alter the content or remove copyright acknowledgements.
You must not reproduce, republish, distribute, modify or commercially exploit our website content without prior written permission, except where permitted by law.
11. Third-Party Websites and Resources
Our website may contain links to external websites, financial information providers, government resources, appointment booking services or other third-party platforms.
These links are provided for convenience and information.
Unless expressly stated, we do not control or endorse third-party websites, their content, security practices or services.
Accessing external websites is at your discretion and may be subject to separate terms and privacy policies.
We are not responsible for third-party content or services to the extent permitted by law.
12. Acceptable Website Use
You agree to use this website lawfully and responsibly.
You must not:
Attempt to gain unauthorised access to our website, systems or information.
Introduce malicious software or interfere with website security.
Use automated systems to extract website content without permission, except as permitted by law.
Misrepresent your identity when submitting enquiries or bookings.
Use our website for fraudulent, unlawful or misleading activities.
Interfere with other visitors' reasonable use of the website.
We may restrict access where reasonably necessary to protect our systems, information, visitors or business.
13. Website Availability
We aim to maintain a reliable and accessible website.
However, we cannot guarantee uninterrupted access or that the website will always be free from errors, technical issues or security vulnerabilities.
We may update, modify, suspend or remove website features or content without prior notice.
14. Limitation of Liability
To the extent permitted by Australian law, Evolution Financial Planning does not accept liability for losses arising solely from reliance on general website information without consideration of your individual circumstances or appropriate professional advice.
We do not guarantee particular investment, taxation, financial or retirement outcomes.
Nothing in these Terms of Use excludes, restricts or modifies any rights, remedies, guarantees or liabilities that cannot lawfully be excluded, restricted or modified, including rights under the Australian Consumer Law and applicable financial services legislation.
Nothing in these terms limits our obligations when providing regulated financial services or personal financial advice.
15. Changes to These Terms
We may update these Terms of Use from time to time to reflect changes in legislation, regulatory requirements, business practices or website functionality.
Updated terms will be published on this page with a revised date.
Your continued use of the website after changes are published constitutes acceptance of the revised terms to the extent permitted by law.
16. Governing Law
These Terms of Use are governed by the laws of New South Wales, Australia.
Any dispute relating to these terms will be subject to the jurisdiction of the courts of New South Wales and applicable Commonwealth laws.
17. Contact Us
If you have questions about these Terms of Use or the information published on our website, please contact:
Evolution Financial Planning
Ballina, New South Wales, Australia
Website: www.evolutionfinancial.com.au
Please refer to our website's Contact page for current contact details.
Important Notice
Information on this website is general in nature and does not take into account your personal objectives, financial situation or needs. Consider its appropriateness for your circumstances and obtain personal financial advice where appropriate before making financial decisions.
Where relevant, please read the applicable Product Disclosure Statement before making a financial product decision.
© 2026 Evolution Financial Planning. All rights reserved.