What we can do for you

We all have things in life we want to achieve, but there's often a gap between where we are now, and where we want to be.

But sometimes it's not just a gap...it's a complete unknown path. We don't actually know how to get there.

Maybe it's paying off your mortgage faster, building up funds for a rainy day, saving for the kids education, or retiring with a comfortable lifestyle.

Whatever it is, you need direction. You need to know what to do, when, how and why.

 

Grow

Establishing a strategy to accumulate wealth through investments in and outside of your super can provide you with more choices later in life.

  • Super accumulation
  • Non-super accumulation
  • Debt management
  • Gearing strategies
  • Cashflow
  • Asset allocation
  • Risk profile
 

Protect

Protecting yourself and the people you care about, is just as important as creating and building wealth. Planning for the "what if's" can help you sleep soundly.

  • Life insurance
  • TPD [total and permanent disability] insurance
  • Trauma insurance
  • Income protection
  • Business expense cover
  • Key person cover
  • Buy/sell agreements
 

Enjoy

Planning for a happy retirement starts many years beforehand. We help you maximise your money so you can live a comfortable and enjoyable life.

  • Retirement income streams
  • Imputation credits
  • Tax minimisation
  • Centrelink
 

Transition

Ensuring your wills and estate plans are in order, helps take care of those you leave behind. If leaving a legacy is important, we'll ensure that the right funds are directed to the right people at the right time.

  • Estate planning
  • Wills, incorporating testamentary discretionary trusts
  • Powers of attorney
  • Appointment of enduring guardianship
  • Nomination of beneficiaries
  • Letter of wishes