What we can do for you

We all have things in life we want to achieve, but there's often a gap between where we are now, and where we want to be.

But sometimes it's not just a gap...it's a complete unknown path. We don't actually know how to get there.

Maybe it's paying off your mortgage faster, building up funds for a rainy day, saving for the kids education, or retiring with a comfortable lifestyle.

Whatever it is, you need direction. You need to know what to do, when, how and why.

 

Grow

Establishing a strategy to accumulate wealth through investments in and outside of your super can provide you with more choices later in life.

  • Super accumulation

  • Non-super accumulation

  • Debt management

  • Gearing strategies

  • Cashflow

  • Asset allocation

  • Risk profile

 

Protect

Protecting yourself and the people you care about, is just as important as creating and building wealth. Planning for the "what if's" can help you sleep soundly.

  • Life insurance

  • TPD [total and permanent disability] insurance

  • Trauma insurance

  • Income protection

  • Business expense cover

  • Key person cover

  • Buy/sell agreements

 

Enjoy

Planning for a happy retirement starts many years beforehand. We help you maximise your money so you can live a comfortable and enjoyable life.

  • Retirement income streams

  • Imputation credits

  • Tax minimisation

  • Centrelink

 

Transition

Ensuring your wills and estate plans are in order, helps take care of those you leave behind. If leaving a legacy is important, we'll ensure that the right funds are directed to the right people at the right time.

  • Estate planning

  • Wills, incorporating testamentary discretionary trusts

  • Powers of attorney

  • Appointment of enduring guardianship

  • Nomination of beneficiaries

  • Letter of wishes