Business James Cruz Business James Cruz

How well protected is your business?

If you’re like many business owners you have already insured the physical assets of your business from theft, fire and damage. But have you considered the importance of insuring yourself - and other key people in your business - against the possibility of death, disability and illness. 

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Business James Cruz Business James Cruz

Do I need an Accountant AND a Financial Planner?

I was talking to a business client last week, and the topic of the value their current Accountant is delivering came up. So it got me thinking, what is the best set up for a burgeoning business? Based upon my experience, I believe that EVERY business owner should have their A-team around them. 

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Business James Cruz Business James Cruz

Don't get caught in a cash flow trap

If you run a business, or you’re thinking of starting one, one of the first lessons you learn as a business owner is that cash is king. It’s the lifeblood of every business. Without it, it’s impossible to meet the obligations of the business, plan for the future or gain a real picture of the health of the enterprise.

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