Given the financial demands of everyday life, planning your retirement may be a relatively low priority. You may also think that you have plenty of time to plan. But before you put off planning for your retirement any longer, here are some key facts you should consider.

Here’s a confronting question: what would you do if the main breadwinner in your household could no longer bring in an income? Do you have a Plan B? Most people don’t. That’s where insurance comes in.

“Don't sail out farther than you can row back.” This Danish saying is sound advice for anyone thinking of borrowing to buy a home, particularly now that interest rates are low and house prices are generally rising.

Did you know that in 2012/2013, in Australia, step and blended families accounted for approximately 6% of all families with children under 18. The days where mum, dad and 2-3 blood children made up the average Australian family are a thing of the past.

Early planning can take away a lot of the stress and uncertainty that can arise when considering aged care at home or a residential aged care facility.

As we move through life, find a partner, raise a family, and maybe start a business, the importance of insurance in a long term plan increases. 

When news of Donald Trump’s impending election victory started filtering through in the afternoon of 9 November 2016, markets were thrown into turmoil. 

It may be hard to believe, particularly with all the discussions since the 2016 Budget announcements regarding changes to the system, but at its core, super still remains a relatively simple concept.

In Australia, the National Accounts released in September showed the economy grew 0.5% in the June quarter to be 3.3% above year ago levels. 

The Reserve Bank of Australia (RBA) cut the official cash rate by 0.25% to 1.5% at its August board meeting, having last cut rates by the same amount in May. 

In today’s hectic world we often spend so much time worrying about the future or lingering in the past we forget to enjoy the present. But tuning into the wonderful things happening around us as they happen can be life changing. 

Many clients are concerned of the affect of Donald Trump winning office of POTUS in the upcoming U.S. Elections. BT Investment Solutions have provided a one page description and explanation of how the Donald has progressed this far.

Check out how our firm has worked with a business client for over 15 years and implemented strategies to eliminate CGT and to provide a possible tax free income stream for this clients family. Excited? You bet I am.

Many people wait until their home loan is paid off before investing more in super. However, if you are currently making more than the minimum home loan repayments, you may be better off when you retire if you make additional super contributions instead.

Early planning can take away a lot of the stress and uncertainty that can arise when considering aged care at home or a residential aged care facility.

The Reserve Bank of Australia (RBA) cut the cash rate by 0.25% to 1.75% at its May board meeting. 

A number of important announcements about superannuation were released at this year’s federal budget on 3 May. 

New research by super fund REST has found younger people are concerned about their financial future and worried they will have to support their parents in retirement.

Challenging times call for unusual solutions, and the idea of negative interest rates is particularly unorthodox. 

I have an apology to make. I did something this week that I am not very proud of.