Articles
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How to make living week to week work for you
See how you can structure your finances to live week to week and still be in control of your financial goals.
Do you know what it takes to be an SMSF trustee?
Before you set up a self-managed superannuation fund (SMSF) you need to ensure you are eligible to be a member and trustee, and understand your responsibilities.
How well protected is your business?
If you’re like many business owners you have already insured the physical assets of your business from theft, fire and damage. But have you considered the importance of insuring yourself - and other key people in your business - against the possibility of death, disability and illness.
Closing the super savings gap
While as a nation we collectively face a large retirement savings gap, there are a number of smart things you could consider doing to help make sure your future financial security isn’t at risk.
A few interesting facts about retirement
Given the financial demands of everyday life, planning your retirement may be a relatively low priority. You may also think that you have plenty of time to plan.
Retiring from small business
Selling a small business can be a challenging, complicated and uncertain time. So too can retiring. Combine the two and you have a situation where early planning and advice is critical.
The major signs you need a career change
A new career is one of the best ways to change your life for the better. The transition can be daunting but it can be done if you follow some simple steps.
The colour of your money
Whether you are retired, or perhaps in need of extra cash to support the kids, your investments can play a role in helping you with a regular source of income.
Never too early to be tax ready
It’s really important to consistently focus on how to improve your personal finances, and there’s nothing like a deadline and the end of the financial year (EOFY) to aim for when it comes to tax planning.
Economic outlook - Autumn 2016
Low growth, low inflation, flat sharemarkets and a falling Australian dollar are set to continue into 2016, according to forecasts from some of Australia's leading economists.
Daydreaming about your next holiday
Travel has evolved significantly over the past 20 years, with many travellers looking for something with more adventure such as walking treks in New Zealand, cooking experiences in Tuscany, cruising on the Mekong River, or travelling through Australia’s beautiful outback.
Investing in a low rate environment
“Lower for longer” has been a common theme running through interest rate markets for the past few years. So how should investors be positioning their portfolios in this environment?
Safe as houses - investing in property
Australia’s property market has enjoyed very strong returns in recent years. So where is the market headed in the years ahead?
Economic outlook
Economic growth of a meagre 0.2% last quarter, more than 770,000 Australians unemployed, paltry wages growth and a flailing sharemarket – is Australia going to be OK or could we be heading for a recession?
More of the greatest gift
You may recall that in March this year, I spoke about The Greatest Gift of Being a Financial Planner. This seemed to be a straight forward case whereby the policy holder, met the definitions and was going to be paid his insured amount. Well, let me fill you in.
Start now to give your children the best start
Everyone wants the best for their children. Providing a good education is a huge part of preparing them for the best possible future. But as education becomes more expensive, planning and budgeting for these costs becomes essential.
Unpacking the dollar - How the falling AUD may affect more than just your planned overseas trip
Keeping an eye on the value of the Australian dollar has always been a sensible approach for travellers and it’s something investors should also keep sight of too.
The China syndrome - What's next?
Although the troubles in Greece’s economy have been the main event in global share markets in recent times, there’s a more pressing worry in international markets that’s closer to home.
Market update - Spring 2015
BT Financial Group’s Head of Diversified Portfolio Management, Piers Bolger, looks at what’s happening in investment markets at home and around the world.