When I discuss regular investing with clients who are accumulating assets for their retirement, I spend a fair amount of time explaining the benefits of (DCA) dollar cost-averaging. I relate this strategy to looking after your garden.

So like many others who have been locked down due to isolation and Covid restrictions, I have taken up the 30 day trial with Stan as I have pretty well exhausted Netflix, Foxtel and Google movies.

The end of the financial year is a good time to think about how you could grow your super and get started with saving for retirement. Here are some options you could consider to help your super work harder for you.

So this week, I got a sense that many clients were dealing with our new normal that has been thrust upon us.

The speed at which change is occurring is like a runaway freight train. An event unseen in our generations, this Covid - 19 virus will affect us all globally.

Just a brief introduction. Click through and listen to James explain some of the stimulus items that you may want to access if you are feeling the pinch financially.

It has been amazing how much has changed in such a short period. A health crisis that seems to provide uncertainty. Global equity markets reacting with a 20 - 30% fall in prices giving an indication that we maybe in a recession. Who knows?

It has been a rough couple of weeks for investment markets, but as I have discussed with clients one - on one, this is a temporary decline in a permanent uptrend. For those who have been clients for longer than a few years will attest to, we have a consistent message when asset prices take a fall like theses have done.

I get that most people think that getting wills witnessed and power of attorneys signed off by a prescribed person can be frustrating and confronting but as an integral component of a well structured wealth management plan, we should all plan with the end in mind.

Read how independent advice is being popularised since the Hayne Royal Commission and read our case study of how a local professional family searched independent advice and how we were able to assist them with their money worries.

Check out all the financial changes about to kick off for financial year 2019 - 20.

Please check out the latest episodes of Managed Money where I provide insights and highlights of how to build and maintain a comprehensive wealth management plan to create a retirement of confidence and certainty.

Listen in as James Cruz explains the different types of advice that family business owners can access and why a virtual family office is best suited for family businesses.

Hear how James explains what is considered a comfortable amount for retirement and how a combination of capital and Centrelink can produce great results.

Click here to read the article that James refers to so you can see how close you are to funding a 30 year retirement.

Feel free to leave a message for a question for us to answer. Let's make retirement more confident and certain.

The silent assasin of any retirement plan is the affects of inflation on your purchasing power. Even with record low inflation rates, the increase in life expectancies has made it so more important to seek advice to build capital to fund a retirement that can last 20 - 30 years.