Blog
Our advisers and support team are here to help you, every step of the way.
What if My Financial Planner Dies?
A frequent question I get asked when talking to prospective and current clients is, " what would happen if you died?" A real risk of placing your trust with a wealth management firm is having your plans go into a tailspin if the inevitable happened to your trusted financial planner.
This is how I answer this question.
Being Frank about it.
SMSFs will potentially be affected by the Federal Opposition’s recently announced intentions to remove the ability for excess imputation credits to be refunded (albeit with clarification that pensioners and some self managed super funds (SMSF) may be exempt from this change).
Budgeting 101: Working out your income and expenditure
Getting your finances sorted begins with a budget and understanding your cashflow. See the steps required to own your cashflow so that you can control your finances and your finances not controlling you.
Downsizing for a better Retirement.
A brief outline of how you can sell your home and then contribute to super to access a tax free income stream. Check with us what hurdles you need to jump over to maximise this opportunity.
Let me introduce you to the term: Correction.
We haven't heard the term "correction" in regards to financial markets in a while.
Everything seems rosy if you are earning double digit returns but we like to remind our clients what might happen and prepare them for this also.
Check out this summary of a technical correction in regards to financial assets.
Happy Clients create Great Advocates.
The growth of our firm is built on the support and advocacy of our Happy Clients.
Take some to read this wonderful testimonial and a link to our Happy Clients page that shows how clients feel about working with our team.
These testimonials provide enormous confidence to our team and empowers us to do our best for our client's retirement plans.
What the Hell are Cryptocurrencies?
After being asked my view on what I thought of cryptocurrencies, I thought I had better do some research.
Check it out.
A few interesting facts about retirement
Given the financial demands of everyday life, planning your retirement may be a relatively low priority. You may also think that you have plenty of time to plan. But before you put off planning for your retirement any longer, here are some key facts you should consider.
Counting the cost of a curve ball
Here’s a confronting question: what would you do if the main breadwinner in your household could no longer bring in an income? Do you have a Plan B? Most people don’t. That’s where insurance comes in.
Keys to de-stressing a mortgage
“Don't sail out farther than you can row back.” This Danish saying is sound advice for anyone thinking of borrowing to buy a home, particularly now that interest rates are low and house prices are generally rising.
Personal succession planning for blended and step families
Did you know that in 2012/2013, in Australia, step and blended families accounted for approximately 6% of all families with children under 18. The days where mum, dad and 2-3 blood children made up the average Australian family are a thing of the past.
Plan ahead for the care you want
Early planning can take away a lot of the stress and uncertainty that can arise when considering aged care at home or a residential aged care facility.
5 reasons to take your insurance more seriously
As we move through life, find a partner, raise a family, and maybe start a business, the importance of insurance in a long term plan increases.
The Trump presidency - What it means for you
When news of Donald Trump’s impending election victory started filtering through in the afternoon of 9 November 2016, markets were thrown into turmoil.
Why super is still simple
It may be hard to believe, particularly with all the discussions since the 2016 Budget announcements regarding changes to the system, but at its core, super still remains a relatively simple concept.
Economic Outlook - Summer 2016/2017
In Australia, the National Accounts released in September showed the economy grew 0.5% in the June quarter to be 3.3% above year ago levels.
Economic outlook - September 2016
The Reserve Bank of Australia (RBA) cut the official cash rate by 0.25% to 1.5% at its August board meeting, having last cut rates by the same amount in May.
Mindfulness 101: Reduce your financial stress
In today’s hectic world we often spend so much time worrying about the future or lingering in the past we forget to enjoy the present. But tuning into the wonderful things happening around us as they happen can be life changing.
Trump - Pump & Slump?
Many clients are concerned of the affect of Donald Trump winning office of POTUS in the upcoming U.S. Elections. BT Investment Solutions have provided a one page description and explanation of how the Donald has progressed this far.
What 15 years of toil looks like.
Check out how our firm has worked with a business client for over 15 years and implemented strategies to eliminate CGT and to provide a possible tax free income stream for this clients family. Excited? You bet I am.